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Charitable Gift Annuities
Support Elderhostel and Exploritas Programs, receive fixed income for life
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“We feel it’s only right to do something in return
for the organization that has brought us so much pleasure. The
Elderhostel Charitable Gift Annuity program is just right for
us: it lets us make a gift and at the same time set up a lifetime
income stream.”
- Phyllis and Joseph Judge
Whether you are looking for more income than CDs are currently
paying, have appreciated securities and want to minimize capital
gains tax, or have been thinking about making a significant
gift to Elderhostel, consider a charitable gift annuity.
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A charitable gift annuity sets up a simple contract between you and
Elderhostel. In exchange for your gift, Elderhostel will pay you a fixed
income for your life and/or the life of someone you designate. This
is a way to receive guaranteed income during your lifetime and to help
us continue to provide lifelong learning programs, an essential
element of healthy aging.
Consider some of the benefits:
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Lifetime income for yourself and/or a beneficiary of your choice
at a fixed payout rate
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Substantial current year charitable income tax deduction
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Favorable tax treatment of income payments
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Satisfaction in knowing the educational programs you value will
be available for future generations of lifelong learners.
Click here to read about
Eight Benefits of a Charitable Gift Annuity
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Many satisfied donors, like Bernie Bierman, establish several gift
annuities.
Read Bernie’s story
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Are you ready to make your gift now but do not need the immediate income? Click here to learn how you can receive larger income payments with a Deferred Charitable Gift Annuity.
Please use our
Planned Giving Calculator
to calculate the income and tax benefits to which you may be entitled
if you establish a charitable gift annuity with Elderhostel.
Here is a sample of our current rates:
Sample Charitable Gift
Annuity Rates
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Individuals
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Couples
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Age |
Rate |
Ages |
Rate |
70 |
5.7%
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70, 70 |
5.2%
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75 |
6.3%
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75, 75 |
5.6%
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80 |
7.1%
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80, 80 |
6.1%
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85 |
8.1%
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85, 85 |
7.0%
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90 |
9.5%
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87, 87 |
7.4%
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Elderhostel follows the charitable gift annuity rates recommended by
the American Council on Gift Annuities (ACGA). The above rates are samples
of the current rates, effective as of 2/1/09. These rates are subject
to change and are for illustrative purposes only.
To receive a complete packet of information, including calculations
personalized for your situation, please contact
anne.forsyth@elderhostel.org
or call toll free (877) 737-0664.
Anne Forsyth
Sr. Planned Giving Officer
11 Avenue de Lafayette
Boston, MA 02111-1746
Toll free (877) 737-0664
Elderhostel gift annuities are not available in all states.
As with any matter of this nature, we suggest you consult your
attorney or tax advisor. The information presented here is not intended
to be legal or tax advice.
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Read more about supporting Elderhostel at the following
pages:
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